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What isn't promised to senior citizens in advertising: Keeping the home they love, living in it for life and still reaping plenty of money. The real estate pension should ensure a carefree old age. But these advertised carefree models - from partial sale, time or life annuity to usufruct and reverse mortgage - are always bought at a high price. Seniors should know the pitfalls, have offers checked and never give up their house prematurely.
Especially the partial sale is questionable, as consumer advocates warn. The financial regulator Bafin has now expressly warned of its risks for the first time. An overview of the most common offers - and what would be much smarter for seniors.
