Gaza: under the spotlight, the Israeli-Palestinian conflict shakes up the Eurovision contest
Black soldier killed by a police officer in the United States: the sheriff publishes the video of the arrest
In Malmö, the Eurovision party transformed into entrenched camps
In Russia, Vladimir Putin stigmatizes “Western elites”
“Mediterranean diet” or “DASH”, two good tips for eating better
Fatal case of cholera in Mayotte: the epidemic is “contained”, assures the government
The presence of blood in the urine, a warning sign of bladder cancer
A baby whose mother smoked during pregnancy will age more quickly
Artificial intelligence lies, cheats and deceives us, and that's a problem, experts warn
Google Cloud mistakenly deletes UniSuper fund account and deprives 600,000 Australians of their superannuation
IBM, Amazon, Hager... These record investments expected at the Choose France summit
Boeing's black streak: a second Air France flight diverted in three days for “a smell of heat”
Paola Locatelli: “Influence is comfortable but cinema gives me adrenaline”
Swifties attack hotels in Lyon
Radical Optimism by Dua Lipa, a tangy album in half-tone
Peter Weir rewarded for his career with an honorary Golden Lion at the Venice Film Festival in September
Omoda 7, another Chinese car that could be manufactured in Spain
BYD chooses CA Auto Bank as financial partner in Spain
Tesla and Baidu sign key agreement to boost development of autonomous driving
Skoda Kodiaq 2024: a 'beast' plug-in hybrid SUV
The home mortgage firm rises 3.8% in February and the average interest moderates to 3.33%
This is how housing prices have changed in Spain in the last decade
The home mortgage firm drops 10% in January and interest soars to 3.46%
The jewel of the Rocío de Nagüeles urbanization: a dream villa in Marbella
Diving into the secrets of the National Assembly
Institutions: senators want to restore the accumulation of mandates and put an end to the automatic presence of ex-presidents on the Constitutional Council
Europeans: David Lisnard expresses his “essential and vital” support for François-Xavier Bellamy
Facing Jordan Bardella, the popularity match turns to Gabriel Attal’s advantage
These French cities that will boycott the World Cup in Qatar
NBA: Boston and Dallas rely on their star duos to win
Athletics: Samba-Mayela improves her own French record in 100m hurdles
“We’re not going to catch fire,” tempers Louis Bielle-Biarrey (Bordeaux-Bègles)
Ligue 1: suspense on all levels
The Minister of the Economy Bruno Le Maire pleaded for a relaxation of the conditions for granting real estate loans, in an interview with Le Parisien posted online on Saturday evening, two days before a meeting of the High Financial Stability Council (HCSF) scheduled for Monday . “Yes”, the borrowing conditions must be further modified, said the minister. “We will study new measures to further relax the conditions for granting credits,” he said.
“I also want us to put in place an amicable procedure, between the borrower and the banker, when the latter refuses a property loan. This procedure should help to understand why the loan was refused and possibly, if the borrower's situation allows it, lead to a review of the decision,” indicated Bruno Le Maire. Real estate credit is a sensitive subject in the current context of inflation, which complicates access to the real estate market for many households.
The rules for granting real estate loans, in particular their duration and their weight in relation to the income of borrowers, are reviewed every quarter by the High Financial Stability Council, a body chaired by the Minister of the Economy and on which sits the governor of the Bank of France. At the next HSCF meeting on Monday, “possible new technical adjustments will be studied, provided that they do not lead to an increase in the risk of over-indebtedness,” the governor of the Bank of France warned on November 17. François Villeroy de Galhau.
About ten days ago, the governor called on real estate credit players to respect the standards put in place by the HCSF, a message addressed to brokers and banks alike. “It is desirable that the supply of bank credits now gradually resumes, but without risking over-indebted households: pay attention to suggestions to forget the common sense standards of the HCSF,” said François Villeroy de Galhau in an interview with Républicain Lorrain on November 22.
He recently underlined “the continuous and singular progression of household debt”, as well as “the marked drift in loan durations and the repayment burden”, during the annual conference of the Prudential Control and Financial Control Authority. resolution (ACPR) in November. Brokers are calling for “breaking the lock” on the maximum debt rate, at 35% of income.
