Home emergencies are something that every homeowner needs to think about – they can occur at any moment and often happen at the worst possible time. Burst pipes, power outages, gas leaks, roof damage, flooding and kitchen fires are just a few emergencies that can occur in the home and it is vital that you know how to deal with these situations swiftly. If you are fully prepared, you will be able to take swift and decisive action as well as have peace of mind that you know what you have to do. So, what do you need to keep in mind when dealing with home emergencies?
The first thought when dealing with home emergencies should be the safety of your family - this is particularly true in situations like a fire – Lifehack has a good article on what steps to take in this emergency. You should always make sure that your first action is to get everybody to safety, which is likely to involve getting everyone outside of the home as quickly as possible.
Know The Basic Steps
In many cases, there will be a few basic steps that you can take to deal with the situation. It will depend entirely on what the emergency is, but it could involve switching off the main water shut off valve, replacing a fuse, opening up all the windows (gas leak), turning off the boiler or using the correct type of fire extinguisher.
Calling Out A Professional
In many cases, a home emergency will require calling out a professional to deal with the situation. This might be the fire brigade to deal with a fire, a plumber if you are having a water-related problem, an electrician or somebody to make an emergency repair. In terms of tradespeople, it is always a good idea to have these numbers in your address book before you need to use them so you should research reliable tradespeople in your area when you move in.
Disruption To Daily Life
Sometimes, a home emergency can be dealt with instantly, but sometimes it may take a few days to get back to normal particularly if a repair is needed. In these situations, you need to think about the disruption that this will cause to daily life, as you may need to find somewhere else to live for a day or so – whether this is staying with friends or family or paying for a hotel.
Leading on from this, another major aspect that you need to think about is the cost of a home emergency. Calling out emergency tradespeople and having repairs carried out can cost a significant amount and this can be challenging when you do not have a rainy day fund. In situations like this, many people turn to payday loans which can be a good way to quickly get your hands on the money. You can even get loans for bad credit if you do not have the best credit rating which can provide peace of mind.
As a homeowner, you must always be prepared for an emergency because they can occur at any moment and acting swiftly will be key for managing the situation.