Danger with Swish will not receive money back

"The danger with Swish – do not get money back"

"Swish has become increasingly more popular payment methods even on the net - but only a tenth use it because it is safe.nOch, there are reasons for concern:n– There is no guarantee to get the money back, " says Patrick Müller, the e-handelsexpert of Dibs."

"the Swish has taken Sweden by storm. More than five million people have now signed up to the app. "

"Now russia is approximately 28 per cent that they are using Swish, in payment for goods or services online. Among the young the percentage is even higher. "

"But even in the age group 66 to 74 years use approximately one-fifth of the Swish e-commerce, according to a survey from the betaltjänstföretaget Dibs."

"Get to choose Swish for security"

"Then at the end of January, it is free to use Swish in the trade, and several e-commerce companies have latched on, among other things, Norweigan, SJ and the Stadium."

"It went great," says Per Ekwall, the press contact on the Swish."

"According to Dibs opinion poll, two-thirds to Swish is the fastest and easiest nätbetalsättet. But only twelve percent choosing the service for that they feel the safest. The corresponding figure among those who prefer the invoice payment is 69 percent."

" I think a lot is about Swish is a new payment method on the net. If you are used to and know it wont work, says Patrick Müller, the e-handelsexpert of Dibs to the TT."

"”are Equated with credit card payment”"

"61 per cent, however, said in the survey that they think that credit card payment is the easiest. This is also a security aspect, because Swish-transfers is considered as a prepayment, writes TT."

"– There is a small reason for concern when it comes to safety, with Swish, as most consumers do not know. If you pay by card and do not receive the goods ordered, then get the money back from the bank. But, you pay via Swish to a company that sells cameras online, then there's no guarantee, " says Patrick Müller to the TT."

"like this: Swish has an obvious explanation:"

"– There are different protection to pay in cash and by card. Swish can be equated with a cash payment, " says Ekwall."

"But Swish does not have the same guarantees?"

"– I understand that Dibs say so because it is a card processing company. But Swish is protected by the same konsumentköpslagar that you make through cash payment. However, some payments through cards have other protection as well, " says Ekwall."