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Authority to abolish the feared envelope

Now, the lands of the orange envelopes in the Swedish mailboxes, and with it a rather noticeable orange anxiety in many. ”How is it going to live on this?” is a thought as a father by many of the swede's head, when they see how small the public pension will be.

25 per cent become anxious when they get it, but 75% it will not. It is in all cases the largest part, " says Sten Eriksson, head of communications at the Authority.

the Reason for the concern is that the letter does not contain the whole truth.

contains only the public pension, i.e. the pension from the state. Occupational pension, which is an agreement between the social partners, will be sent out separately from the respective providers, and is not recognized via the state pension Authority.

But the entire pension, that is to say, both the public pension and occupational pension, are on the Pensionsmyndighetens website and on the site minpension.see. There you can log in and see how it will be at different retirement ages.

It is the relevant Authority would have us to do, and eventually scrap the orange envelopes.

" We want to stop with the mailings of two reasons. Firstly to between 25 and 30 percent believe it is in the orange envelope is all they get, and partly because we want to push people towards taking part of the real forecast. We would like to have the digital information as a default, " he says.

the digital mailbox, that Kivra for example, the letter digitally.

" preferably, We would like to send out a postcard instead, as a reminder to log in. It is now, during six–seven weeks when the submissions are made that people have the energy to devote some little thought to their pension.

Kristina Struggle, pensionsekonom on minpension.see, agree with.

" It has fulfilled its function, but pappersutskick providing a static snapshot. If you log in you can see the different options, " she says.

for all the can be difficult. The letter in the orange envelope contains a decision on the pension you earned. Such a decision must be notified properly, in writing and with instructions on how to appeal. Authority already proposed 2017 that the mails would be abolished, but the ministry of health did not think it could be done in a legal manner. In the last year a new attempt was made, but then came both the choice and the regeringstrasslet between.

But the question is if you have reason to be afraid when the orange envelope will now.

The turmoil is the fact that you will get less money as pension than you thought it would. 60% of the salary is realistic. This means that it serves the 30,000 sheep 18,000 in retirement before tax. Then realize many that they have to work longer or save more, and many can't do it, " says Kristina Struggle.

their operating expenses on its pension changes are needed, and there is of course anxiety, " she says.

– although there is nothing that one can start to think about that 60-year-old. It need to be in earlier than that, " she says.

Håkan Svärdman, socio-political head of the trade union FTF, think that there are those who really have reason to feel anxiety in the face of retirement.

" The young should be worried about, The public pension is falling fast, with one percentage point for each cohort. They can set themselves on a pension of around 40 per cent of the final salary. Those who have ten years left to retirement only need to be concerned, they get a bigger part, " he says.

also Read: Economists ' advice for a better retirement

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