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Woman wins case about the rift in the rectum

As you know, it is a nice and comfortable feeling to be insured.

Right up until you will need help. For so shall the insurer is often a more or less dubious ground for refusing to cough up.


Now there are again new from Forsikringsankenævnet, as time and time again forcing the companies to the pockets.

A Danish woman called in last year to her doctor, because she was badly troubled by constipation and hemorrhoid – something like half of people experience.


She was prescribed rektalcreme, which helped, but 12 days later, during a holiday abroad she got a sudden pain and bleeding from the rectum.

It turned out that she had a very serious analfissur; a rift in the anal opening, which is often due to hard stools.

It was so bad that she was hospitalized and operated on. The holiday was ruined and incl. new airline tickets, doctor visits, medication, accommodation, food and so on, ran it up in the 112.000 dollars.

A common and simple ailment, that you usually can travel with, developed to an acute condition.

But the limited liability company European travel Insurance refused to cover the damage.

It came with an argument that there was no acute illness on the journey.

the Company claimed that the hæmoriderne and analfissuren was one and the same disorder occurred in Denmark.

the travel insurance does not cover diseases encountered in Denmark, and the woman was of European have applied for an advance commitment before she left, claimed the company - which was set something so firmly on the seat in the board of appeal.

’After a review of the matter finds the tribunal, to the complainant prior to his departure had symptoms, which was suitable to give a suspicion, that the genes within a shorter time would lead to an acute and serious illness.’

Then the European must ’determine and pay out coverage in accordance with the insurance conditions,’ required the board, which, because of the case threw the long-standing customer of the company.

the Extra Leaf has among other things asked European how their policy holders to feel safe when they refuse to provide coverage in a case such as this?

’We can unfortunately not comment on individual cases,’ it sounds not-the answer.

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