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"Skimming" is the manipulation of ATMs to get card data. The number and harm of such manipulations are on the decline. Striking: Criminals mainly have a city in sight.
Criminals have also caused a great blow last year by the so-called "Skimming", the amount of damages, however, is on the decline. According to the financial industry, the Gross loss in Germany fell to a record low of 1.44 million Euro. In the year 2017, the "Skimming"-damages to 2.2 million euros, summed up, in 2016, there were 1.9 million Euro.
The establishment of the Euro card systems in Frankfurt/Main declared that it is Criminal because of modern safety technology, always be more difficult, card data and secret numbers (PIN) of Bank customers to spy on and abuse. "Skimming" is to be understood that the data and the secret number (PIN) debit or credit cards about to be tapped with the help of fake a door-opener in Bank branches, or a rigged keyboard at the ATM.
An employee of a savings Bank demonstrated at an ATM "Skimming"technique: Criminal mount attachments to the card slot of the ATM, the card read data. By means of an additional keyboard or a Mini-camera to get them in addition to the PIN number of the card. (File photo)
cards in Germany with EMC technologyGermany since the end of 2010, the so-called EMV technology. Since payment cards are fitted in place with relatively easy copyable magnetic stripe with a kind of Mini-Computer. The data set is encrypted in this method, the card for use on authenticity - and each time you use the ATM as the cash register.
In Germany, about 58,000 ATMs, 820.000 payment terminals in the trade and around 100 million Debit and all equipped with EMV technology. Criminals must therefore travel far and wide in Germany, stolen card data. Basically, map out a duplicate to work only there, where payment cards are equipped with magnetic stripe, for example, in the United States.
Also, the number of cases is on the decline: In the year 2018, a total of 449 "Skimming"-were registered Attempts, a year earlier, there had been 499 cases. Individual machines can be attacked multiple times.
Regional distribution of "Skimming"Bundesland20182017 Berlin343287 North Rhine-Westfalen4870 Hessen1932 Hamburg1853 Bayern720 Baden-Württemberg59 Niedersachsen42 Rheinland-Pfalz211 Schleswig-Holstein13 Bremen16 Mecklenburg-Vorpommern10 Sachsen06 Brandenburg00 Saarland00 Saxony-Anhalt00 Thüringen00 (source: Euro card systems/dpa) experts: In Berlin it comes to tourists.if you Look at the Figures in more detail, it is striking, however, that especially Berlin is affected. Here are the case numbers rose even. Here alone 343 times have been tampered with ATMs. Experts suggest that Criminals have it in there, especially on data of tourists from countries where payment cards are still made of the relatively light telescopic magnetic stripe.
In Germany, to consumers who have been victims of "Skimming" are fear, usually is not a financial disadvantage. In General, financial institutions replace such damage, provided that customers are careful with your Bank card and PIN.
BKA: more ATMs blown up, 12.08.2018 Atlas |Germany |Frankfurt am Main
