The red figures for pension funds

Similar to the stock market at large, it was also a gloomy year for premiepensionens funds. Among the ten most-selected funds and the ten with the most capital showed almost all of the red numbers at the end of december 2018.

most of The ended up at between minus five and minus two per cent. The worst went Didner & Gerge Aktiefond, which ended in the minus 16 – an actively managed mutual fund with large and medium-sized companies in Sweden and who otherwise had a successful history.

in Danske Bank, which have burdened the portfolio, think Erik Fransson.

– Plus it has a few small caps that have gone a little better.

Only branschfonderna Swedbank Robur Medica and Swedbank Robur Technology landed on plus in 2018, with the plus ten and five per cent.

Also it is a reflection of the stock market at large which securities in the technology and pharmaceuticals have fared better than average.

– They are not as wide as other equity funds, something that may pose a higher risk – but as for the reason, therefore, can also take both negative and positive, " says Fransson.

as he recommends when it comes to the choice of funds in the premium pension. In particular, when the premium pension, they still constitute a relatively small percentage of the total pension.

– Some years very good, as of 2017, the other goes worse, 2018. It is the type of fluctuations you must be prepared to take when saving for the long term, " says Fransson.

Between minus five and minus two per cent is, moreover, no major minusposter to talk about, he argues.

– It might as well be minus 20 and 30 per cent also. You have to have patience.

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