In percentage terms, this is 3.76% of the sample analysed (approximately 510.000 quotes, renewal car insurance, collected in December 2019 through the pages of Easy.it); value is in decline, albeit slightly, compared to last year, when to have denounced claims of guilt were 3,83% of motorists struggling with the renewal of the policy RC cars.
Good news for motorists virtuous. In December 2019, according to the observatory, RC car, Easy.en, to ensure a vehicle is needed, on average, 536,16 euro, that is to say, the 7,67% less than in the same period of 2018. The data was calculated on the basis of 8.671.327 quotes renewal car insurance and related best offers medium available online.
Looking more closely at the profile of those who this year will increase the cost of the RC car, the first difference that emerges is linked to the sex of the motorist; among men, only 3,51% reported an accident at fault, while the percentage rises to 4,18% in the analysis of the sample was female.
If you analyze the sample according to the bands demographic is known as the average age of those who will worsen their class of merit following an accident at fault is equal to 48 years; the insured between the ages of 18 and 21 years, have recorded lower values, only 2.12% reported an accident with the fault that will trigger the increase of the class of merit, while among those over 70, the rate rises to 4.83%.
In line with what emerged from the analysis of age-if you look at the professions stated in the quote shows that in the first place is the positioning of the pensioners; they are the category that, in percentage, said the most claims with a guilty (4,55%). In second place are the teachers, with a percentage equal to 4.25%, while doctors, nurses and health professionals is positioned at the third position with 4,09%. In the opposite direction, instead, are the students (only 2,15% will worsen their class of merit following an accident with fault), the armed forces (2,92%) and the unemployed (2,94%).
by Analyzing the sample on a regional basis shows that 12 regions have recorded values above the national average. By scrolling through the list in the first place is located in the Lazio region; in this region, 4,94% of motorists said insurance companies an accident at fault that will trigger the increase of the class of merit, and, with it, the cost of the RC car. The second place is the Tuscan countryside, where the percentage is equal to 4,79%, followed by Liguria (4,73%) and Marche (4,50%).
Looking at the list in the opposite direction, however, the region where, in percentage, were reported to insurance less claims is the Molise region; here only 1.28% of motorists struggling with the renewal of the RC car will increase the class of merit following an accident with negligence. Follow in the ranking of Calabria (1.38%) and Basilicata (1,57%)
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