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Calibra, the draft digital portfolio of Facebook, becomes a Novi

Facebook has renamed the Calibra, its future virtual wallet that will enable use of the digital currency Libra, in "Novi", a way to distance themselves even more from the currency project originally launched by the social network, but whose ambitions have been revised downward.

read also : Facebook is reviewing the plans of his project Libra

the operation of The portfolio, including the release date is not yet known, does not change: "With Novi, sending money will be as easy as sending a message. You can use Novi as a standalone application, but also in Messenger and WhatsApp," says a statement from Facebook released this Tuesday. "We hope to be able to present an initial version of the Novi as soon as the network Libra will be available," says the group, which promises "of money transfers to the international instant, secure and no hidden fees". The american giant has presented in June 2019 and its project of digital currency Libra, which should see the light of day in 2020.

Strongly criticized for months by governments and regulatory authorities, who saw it as a threat to their sovereignty and potentially a bargain for the money transfers to be fraudulent, the project has evolved.

A "currency to multiple currencies"

at the Beginning of October, the payment service PayPal, and Stripe (as well as Visa, Mastercard, and others), withdrew from the association Libra, which is based in geneva and responsible for managing the new currency. This independent organization of Facebook has revealed a new version in early April where the Libra becomes a "currency to multiple currencies", which include Libra to "single currency", such as the LibraEUR, used in the Euro zone, the LibraUSD, for the u.s. dollar, etc

The portfolio Novi "will allow to send and to hold the digital currency Libra. Even if we changed the name Calibra, our long-term commitment to helping the world access to affordable financial services remains the same", said the release. Novi will be the responsibility of Novi Financial, a subsidiary of Facebook, based in Menlo Park, such as the house-mother, in California.

In November, Facebook launched in the Usa its payment service "Facebook Pay",which should allow to pay for products directly on the platform or on Instagram, but also to participate in fund-raisers or to send money to friends via Messenger. The network had insisted on the separation with the controversial Libra.

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