The scams online are using increasingly more sophisticated methods

Imagine this scenario:

Columnist Elin Reitan

is forbrukerøkonom in Nordea.

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You click into an online store via an ad in which it advertised cheap merkeklær. You will find a pair of shoes you long think to go to the purchasing of, and at a far lower price than you thought was possible to get hold of shoes of this kind. You register that the store seems to be Norwegian and operates from Norway, and carry out satisfied purchase.

a Few weeks later you will receive one pair of shoes, which looks like something completely different than the merkeskoene you thought you bought. Besides that they look different is they are of a far inferior quality and the brand name is actually a little different than the mark you thought you went to the purchase of, when you study the shoes closer.

Or you buy one pair of headphones, in what looks like an online store you have purchased from with success. But instead of receiving the goods you have ordered you will receive a bag with pebbles in the mail.

Imagine that you order some goods from a foreign online shop, that says to have offices in New York city. But then you receive never any merchandise, and you discover that it is impossible to get in touch with the online store as they do not have enlightened phone number and will not respond to email.

These are typical stories from the norwegians who are defrauded online. The last time Nordea has experienced ever-increasing demand from customers who contact us because they have been exposed to scam from the various online stores. Either that they do not receive the item or that they get something completely different than what they thought they ordered.

the Stories and svindelmetodene are many. But we find that many of the methods used are becoming increasingly sophisticated.

Scammers create for example web pages that may look like a brand name or store you know. They use ads, such as Facebook and Instagram, to attract buyers. They can fabricate good reviews from fictitious customers in order to build our credibility. And for the untrained eye hides the good country for the money you shop for is transferred to, and thus awakens to the suspicion also were.

There are several reasons for many being cheated. As is well known, trades more and more norwegians on the net, and then it is natural that the proportion who allow themselves to be deceived also increases. Christmas shopping is also moved in a greater degree of on the net, and many are possibly also less critical when julegavelisten is long and the time button.

what you can do to avoid being defrauded:

Do thorough preparation. It is always important to check our credibility and seriousness before you make a purchase. Ensure among other things that it is easy to get in touch with the shop, both by telephone and by e-mail or the contact form.

It is also recommended to compare prices in store with other stores. Are the price differences the big e including suspicious. Also, check our url in the url field. Rogue shops can often have special urls, and according to Forbrukertilsynet it is not uncommon that the rogue online shops make use of a well-known brand name and "cheap" or "sale".

Search for testimony. It is wise to search on the web for others ' experiences with the online store to consider shopping from. However, you should be aware that some scammers have started to lay out the fake testimony of a positive character, so do not let this be the only thing you do to check the store's credibility.

Check Forbrukertilsynets list of rogue online stores. On Forbrukertilsynets web pages are a list of rogue online stores. It is important to be aware that this list is far from complete.

Pay with a credit card online. If you have been the victim of fraud you can have the right to receive a refund of your money if you have purchased the item with the card. the

Even if you have just as good rights if you use a regular Visa card, I recommend often to shop with your credit card online. Simply because then do not get potential scammers direct access to the regular account if you are being cheated. the

The most important thing is, however, not to pay for an item by transferring money to an account. Then you have no claims.

Contact the online shop and the bank. Suspect that you have been exposed for the scam it is important to take contact with both the online store and your bank. Besides that, you may be entitled to receive a refund of your money, knock also advise you whether you should block the card or take other steps to secure yourself against further fraud.