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Finnish tourists you are surprised when your bank card has been closed abroad: reason for the frequent tick in the wrong place

the Finnish tourists have been struck by the abroad, when their own bank card doesn't work. Part of the tourist card is even closed.

on Social media, others of the passengers are guided for example to the united states travelling to announce the trip in advance to the bank, that such unpleasant surprises will be.

in Scotland, the voyage of the Finnish sai, in turn, the bank is suddenly a text message that the bank card for use outside Europe has been blocked.

– we Want to take care of the card for your safety, and therefore, the geographical settings are updated automatically when you use your card the first time, id number, the text message said.

What's going on?

geographical blocking to protect against misuse

card payment services provider Nets Finland country manager, Sirpa Nordlund said that the company you have invested in the bank card abuse prevention. The consumer can choose a means of protection. One such way is geographical blocking.

– a Consumer can prevent their cards to be used in either certain areas or just generally abroad. Depending on the bank these geoblokit can be very accurate, for example, may block card usage in other continents than in Europe.

Nordea has Nordlundin according to one of the pioneers of geo-blocking in. Foreign travel is not president according to the need to inform the bank, but you should check the online bank card protection settings.

for a Part of the Finnish geo-blocking have come as a surprise. If the card does not work abroad, the reason might be the user himself put by geographical blocking. Restrictions have been in place for several years.

– People put these geo-blocking for yourself, the bank does not put the customer knowing. It's a limitation, perhaps a bank branch seems reasonable, has been able to forget a trip on departure, Nordlund said.

use the credit side of the

the Cards will not be closed Nordlundin according to without a weighty reason. The card can be closed, if the suspected abuse.

the Card is worth to protect by putting the geographical inhibitions, if not travel. If you travel, you can put a lift in restrictions on the site.

– in Addition, you should always pay for travel-related purchases with a credit-side. This is security possible bankruptcy situation, Nordlund advise.

Kalevi Rytkölä / Yle

country Manager save always went abroad with a payment card loss number in the phone number memory. The sooner you will be able to inform lost card, the smaller the damage will remain.

– Careful use of the card is always key. If the consumer informs the criminal activity as soon as possible, the consumer does not necessarily benefit bills.

Finnish cards will be copied now and then abroad, especially in countries which do not have the chip in use.

– Abuse the exact amount does anyone know. Sometimes consumers also experience the shame of abuse, and not report it. This is unnecessary: all doubts should be notified.

Watch out the order of the traps

Card-related crime is the country director according to increasingly tighter control and it is decreased. This is for two reasons. Card company controlled more precisely. In addition, people themselves are increasingly aware of the fact that all should agree to.

If an offer sounds too good to be true, it probably is. A few years ago there was a lot of buying iPhone euro -scams, which lead to big monthly charge in it.

Now, the same phenomenon will appear again.

– as Examples can be mentioned to buy sneakers Gigantti two euros or Ikea cinnamon buns for $ 1.99 million, also a Finnkino ticket is sold for eur. These scams, we have been able to prevent.

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