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Unemployment benefits are not enough: more and More people are insuring the salary

more and More people choose to insure themselves against unemployment through the lønforsikringer that can supplement the daily allowance and increase the monthly payments if you become unemployed.

From 2010 to 2020, the number of wage earners with private lønforsikringer increased from 87.000 to 370.000. It is a fourfold increase in ten years.

according to a new analysis from the think tank Cevea, writes Politiken.

the think tank, fear that the increase will lead to a collapse in the unemployment benefit system.

- Our fear is that employees will increasingly choose the unemployment benefit system from opting out of their a-boxes and instead use the money to buy private insurance, " says Asbjørn Sonne Nørgaard, deputy director at Cevea, to Politiken.

minister for Employment Peter Hummelgaard (S) acknowledges that 'dagpengesystemets rates are a challenge', as to be seen at. But he dares not love, when the financing can be in place.

most Recently, the budding HK Private proved to be so dissatisfied with the unemployment benefit system that linked last fall drew a collective lønforsikring for its 55,000 members through the company Alka to ensure members have enough money, if they lose the job.

Members pay 79 dollars per month for the insurance, that in six months brings the payout of up to 80 percent of the wages they got when they worked.

After that the unemployment rate has increased by 50,000 persons, considering the other a-boxes something similar. It also applies to Academic A-box, writes Politiken.

Yet is the most faithful to the a-boxes, they are registered through their trade unions. But the many lønforsikringer worries Verner Sand Kirk, director of the Danish A-boxes.

He believes that it can put the Danish model under pressure, to more represent a lønforsikring.

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