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Got tired of the cold weather – moved to the Algarve

"Tired of cold – moved to the Algarve" "Christer Ulfbåge about their new life in Portugal – a tax credit if you buy accommodation in the sun" "Christer

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Got tired of the cold weather – moved to the Algarve
"Tired of cold – moved to the Algarve"

"Christer Ulfbåge about their new life in Portugal – a tax credit if you buy accommodation in the sun"

"Christer Ulfbåge, 76, had enough of the cold and dark in Stockholm. Now he spends the winter months on the Algarve coast in Portugal."

"We feel incredibly good right here," he says."

"Then the tv sportprofilen Christer Ulfbåge made his last broadcast on SVT in 2012, he and Birgitta realized the dream of a life in the sun. Now they live in Tavira in southern Portugal during the winter months."

"– It is actually very difficult to find anything negative to stay here when you sit on the patio and it is 20 degrees in the shade under clear blue sky, " he says."

"The picturesque harbour town of Tavira is located just two miles from the Spanish border. The golf enthusiast Christer Ulfbåge knew the area and got tips on the apartment by an acquaintance."

"– There are so many positive aspects of staying here, " he says."

"– I bike a lot, and as a cyclist there are great routes in the mountains. The beaches are long and wonderful to walk on. Spain is only two hours away. And so, of mexico, of course, even if it has not been so much gaming lately because of a armbågsskada."

" Food, we must not forget! We have an indoor market in Tavira. It is a joy to go in there and rooting among the freshly caught fish and seafood and locally produced vegetables. It differs a little from the supermarket back home in Sweden. And the markets, we shall not forget."

" I would say that the prices is about 25 per cent in the Swedish when it comes to food. A beer at a café costs about ten bucks."

"– on the whole, I see no disadvantage to stay down here. I really do not do it. But at the same time, it is nice to come home to Sweden in the summer."

"Requires a great deal of bureaucracy"

"Just as in neighbouring Spain, it is a lot of red tape to get through at a buy a home. In order to be able to carry out the deal required that you hire a lawyer. The actual deal is made up of a notary public."

"Christer and his wife only spend the winter months in Portugal. The rest of the year, they are back home in Sweden. Thus affected, they are not the bargain Portuguese tax rules."

" No, we are still written in Sweden and pay Swedish tax. This is what we do just to enjoy life."

"But those who leave Sweden are fully and write in Portugal there are great tax advantages. Occupational pensions from the private sector are taxed not at all and the rest of the pensions are taxed only with the Swedish sinkskatt at 25 per cent."

"the System makes it possible to pick out the whole of their occupational pension for five years – fully tax free. The concessionary tax scheme probably contributed to nearly 800 swedes moved to Portugal last year."

"+ Nollskatt in private occupational pensions in ten years."

"+ Low cost, 30-40% of the Swedish."

"+ Counts as one of Europe's least terrorutsatta countries."

"+ Almost everyone under 40 speaks English, even older sometimes."

"+ Good benefits to the one who sells the Swedish company."

" Climate change – warmer than Sweden, but much colder than on the Mediterranean."

"- Relatively few swedes, around 4 000 in total. "

"- Rising fastighetsu002Fbostadspriser."

"✓ both income-based, premium pension, occupational pension and any private pension insurance may be lifting from any country."

"✓ Guarantee pension can currently lift also from Portugal and other EU countries. However, it can be changed in the future. "

"✓ housing supplement for pensioners assumes that it is written in Sweden. The rule of thumb that you get to spend a maximum of one year in another EU country and a maximum of six months outside the EU in order not to lose his housing allowance."

"✓ Portugal is no low-tax country, but a relocation there is still fiscally beneficial for Swedish pensioners, in particular for persons with a high occupational pensions from the private sector."

"✓ The one who cut the ties completely with Sweden and writes in Portugal can apply for a so-called NHR status. As such, you avoid Portuguese taxes in ten years. Thus, you pay only the Swedish sinkskatt on their retirement income – in addition to pension from the private sector that is fully exempt of taxation in both Sweden and Portugal."

"✓ to qualify as a tax-expatriate must ”lack substantial connection” to Sweden. In practice, this means you can not have left their permanent residence, children under 18 years of age or business activity in Sweden. However it is possible to still have a vacation home. You are not allowed to stay more than half the year in Sweden. None of this affects the citizenship, it will also continue to be a Swedish citizen."

"✓ As an EU citizen you have the right to healthcare in Portugal. The requirement is a certificate from the Swedish social Insurance agency."

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