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the Consumer ombudsman has reviewed six providers of payday loans, for misleading marketing.
the Companies have marketed consumer loans as a line of credit, advertised with misleading prices or terms, and has also not disclosed the prices clearly enough.
at the same time are several of the companies have been asked to ensure that the individuals they lend money to, actually have a chance to pay the money back.
It informs the Consumer ombudsman, Christina Toftegaard Nielsen, in a press release.
- When their marketing contains false information, and consumers, in addition, mislead, then the consumer is not just without the protection that the credit rating and kreditoplysningerne must ensure.
- the Consumer runs the risk, in addition, conclude a loan agreement on incorrect assumptions, she says.
The six companies are 4finance, which is behind the Vivus.dk and Zaplo.dk, Capitolia, which is behind the Hurtiglaan.dk, Kronelaan.dk and Simbo.dk, and the company Gokredit marketing payday loans under the same name.
in Addition Creamfinance, who is behind the Lendon.dk, Finance 247, which has Kassekreditten.dk, and Ferratum, placing loans of the same name.
Ferratum is reported to the police for two breaches of the marketing act. The other five companies have been notified three breaches.
