It would have been a nice trip for father and son, ended last summer really ugly, displays a new case from the Insurance complaints Board.
A father and his expectant son was the dark, rainy night on the way home in the car, after they had bought a game console of the brand PlayStation from a private seller on The Blue paper.
- I will come running with approx. 50 km/h., so shift the car to the right and I could not control it any longer and drove into a tree, explained the man to the police, as noted in the report that it was 'the Rain, in the dark and reduced term (term less than 100 metres)'.
Both father, which were tested sober and drug-free, and the son was attended to by paramedics but escaped, fortunately, unharmed. It made the car to 81.000 kr. however, it is not. It was totalled.
And a damage comes, as we know, rarely alone.
For the insurance company Gjensidige, as some mocks by calling the 'Stubborn', claimed that the father was full of lies.
It is alleged that he intentionally had torpedoed vejtræet to smash the car and get the insured sum paid out. A suspicion, which the police had not.
So Gjensidige hired a private company to make a reconstruction of the crash site. The analysis showed, perhaps not surprisingly, that the father might easily have dodged the tree.
He has 'driven by 23 km/h. and head on into the tree, without attempts at evasion,' was the claim.
So Gjensidige rejected gainsaying to cover the damage.
But then hired the man, a lawyer, who brought the company to the Board of appeal for Insurance.
'My client has been insured at Gjensidige without incident ... My client had his son in the car - which is probably also not is natural if the aim is to torpedo a vejtræ,' wrote the lawyer for the board, which put the company something so emphatically in place.
Gjensidige shall to the pockets and pay the compensation.
'the Board has, among other things, the emphasis that the information in the report from the DanCrash (uheldsanalysefirma, red.) on reaction time and speed of the car is not of such a nature, that it is on this basis can be considered to be established, that the complainant has brought about the contingency intentionally or by gross negligence.'
'the Board has also placed emphasis on the fact that, according to the police anmeldelsesrapport that it was dark, it was raining and that visibility was reduced to below 100 metres.'