Mental health is a very real component that influences your daily life. In recent years, there’s been a push to get rid of the stigma surrounding mental illness and speak more freely about how various conditions impact so many lives. In the U.S. alone it’s estimated that around 15 million people suffer from depression. The World Health Organization reports that depression is the “leading cause of disability” across the world.
Symptoms of depression include low self-esteem and hopelessness. This mental illness can greatly impact your ability to work due to its influence on important cognitive functions, like concentration and motivation. Depression can cause other issues, like social anxiety, and make it difficult to interact with co-workers or to accomplish even simple tasks. When it’s hard enough to get out of bed or to brush your hair, your concerns shouldn’t be compounded by whether you’re going to be able to support you and your family. The ultimate goal is to feel better, and in the mean time, give yourself the time and space to heal. By setting yourself up with income protection insurance, you can accomplish both.
What is income protection insurance?
Since attention to mental health is relatively new in media and in the work place, you might not have considered your depression a disability. Therefore, you may have never considered buying income protection insurance. Income protection insurance can get you up to 75 percent of your pre-tax income for a predetermined amount of time. Depending on which policy you choose, you’ll be covered for partial or total disability. It’s important to shop around for the right income protection insurance. Call or chat with a few different disability insurance providers before choosing, so you can find what’s going to work best for you, your family, and your mental health needs.
What can this kind of protection do for you?
If your depression or other mental illness, prevents you from going to work, disability insurance ensures that you don’t get behind on paying important bills. It makes sure that you and your family can eat while you recover. That being said, you don’t need to have children or a spouse to consider getting disability insurance. It's there to help you get back on your feet without worrying about the financial repercussions of taking time to get better, regardless of how many family members you have. Financial strain will only contribute to your cycle of anxiety and depression. Give yourself a fighting chance and peace of mind with income protection insurance.
What should you do if you need this insurance?
After you’ve found a plan that works for your budget and needs, it’s important that you do everything in your power to stay well. It’s easy to allow your own body and mind to go by the wayside or to avoid the issue at hand. Staying on top of your mental illness will hopefully shorten your recovery time by helping you feel better and faster.
Cognitive behavioral therapy (CBT) is often used to treat depression and anxiety. A therapist who specializes in CBT can give you strategies to use when you’re having a hard time. Having someone to talk to is a necessity when it comes to having a mental illness. Depression and anxiety can be very alienating, and a licensed professional can provide perspective and support during your hardest times.
Finding the right person to work with is interregnal to recovery and maintenance of your mental health. If you need a therapist or would like to find a new therapist, withtherapy.com can help match you with the right person. Something as serious as finding a good psychotherapist who meets your needs shouldn’t be a guessing game. WithTherapy is an intelligent system that can set you up with a personalized list of therapists to contact immediately. Between your physician and your therapist, you should be able to maintain a healthy lifestyle and find a better way to live.