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Where the Swiss live with the most expensive Household items

The luxury is not only on the gold coast at home: The most expensive Household in Switzerland, the tenants have the inside and the house owner of the Vaud country district of Gros-de-Vaud.

The Online comparison service Comparis .ch has analyzed requests for household insurance and found that the sum insured for 4.5 - to 6-room-flats in Valais, 128'000 Swiss francs in the Median.

To place about the gold coast, with 125'000 Swiss francs maneuvering Morges and Nyon. Miles manages to the third place, the gold coast district of the Fribourg La Broye. The inventory is insured in the Median of 120'000 francs.

89 Swiss districts analyzed

a Total of Comparis analyzed according to the communication, 89 Swiss districts. "It was surprising that in addition to the gold coast district, the district of Horgen miles on the front seats ranked" says Comparis financial expert Frédéric cardboard.

Although hardly anyone likes to be by Strangers into your wallet or into your own parlor to look, however, there are exceptions: insurance need to know what have your customers. Comparis analyzed the the own comparison calculator requested contents insurance sum for different apartment sizes. "The amount of the sum insured is based, among other things, on the size of the Apartment, the facilities and the number of persons in a household," explains cardboard, such as determining the amount of value expires. The User must also specify what the cost of your jewelry, TV, and any art collection.

Relevant for the survey, how many people live in an apartment or a house. In Gros-de-Vaud, the average household size amounts to an average of 2.52 people, and counting, therefore, to the national top. The Swiss average is at 2.23 persons. In Nyon and Morges, the values are also higher than the national average.

The comparison between Zurich's gold coast and the city of Zurich, the gold coast is one of the decisive clear to see how the analysis is: for a household insurance requested insurance amount is a 4.5 - to 6-bedroom apartment in the gold coast district miles is 120'000 Swiss francs. At least 20 percent more than in the city of Zurich, where a Median of 100'000 Swiss francs has been calculated.

miles is coming at the same time on the highest value in the Canton of Zurich. "In miles, the Tax base is compared to Zurich is significantly lower, which attracts wealthy people. And who has more money in the wallet, tend to be a more expensive Household items," says Papp. Comparis underpins this with the Numbers: In the district of miles, the purchasing power per capita is 69'208 francs, thus, significantly above the Swiss average of 45'578 Swiss francs. In the city of Zurich, the purchasing power per capita between 51'047 and 54'693 francs, as it is with reference to a purchasing power survey by the market research Institute GFK.

In the cities, the median values are significantly below the values of the rural districts.

At the lower end of the 4.5 - to 6-room apartments, the Canton is of Obwalden, with a value of 93'250 Swiss francs. Only a little higher for the people in Sion and St. Gallen, insure your Household with a 93'500 94'000 Swiss francs.

the comparison of The sums insured between rural and urban districts as well as tax attractive suburban municipalities shows that cities are generally lower. "This is an observation that applies to the whole of Switzerland," says Papp. In Zurich, Lucerne, Basel, Geneva and St. Gallen, the media values across all apartment sizes considered part considerably below the values of the rural districts, where the apartments are so expensive.

Possible reasons: In the cities there is more one-person households in the more expensive housing than in the country. In addition, young people tend to prefer to be in an urban environment, while families prefer the more rural regions.

top value from the lake of Zurich

In the case of the analyzed 3 - to 4-room apartments of inhabitants of the Canton Schwyz, district courtyards at lake Zurich on the front: This to insure your possessions accordingly with 80'000 Swiss francs. Farms has an average Per-capita purchasing power of 98'975 Swiss francs. The is here the highest value, such as Comparis writes. The tax-effective yards with the three municipalities of Freienbach Feusisberg and Wollerau is known to be a popular place of residence for high net worth individuals.

In the Bernese Jura, the insurance sum, however, coincides with 58'000 Swiss francs per household is the lowest. In twelve other districts, including Thun, Sissach, BL, or La Gruyère, FR there are only 62'000 Swiss francs.

Comparis evaluated according to financial expert cardboard, tens of thousands of requests in the period from 2014 to 2018. The analysis does not include the whole of Switzerland, as it is not for every district, the required number of quotations had not been. However, in all apartment the majority of Switzerland sizes, respectively, were recorded.

The analysis is based according to the cardboard on the Median as the comparison value. The Median is the value of the marked in the case of a collection of data the middle. The Median is the value of the marked in the case of a collection of data the middle. "It is not in comparison to the average of the more robust value, since extreme fluctuations, for example, by very expensive insured apartments will fall so heavily to the weight," says Papp. (Editorial Tamedia)

Created: 02.04.2019, 12:40 PM

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