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Uncertainty around house prices to get more people to tie the loans

the Article has caused a correction.

– the Statistics of the actual housing prices is in the balance and, apparently, is the situation of households ' expectations as uncertain. The proportion of households who believe in the rise is exactly the same number as those who believe in a downturn, " says Jens Magnusson, privatekonom on the SEB.

In January, the percentage who believe in the rising rate of 36 percent, according to the indicator. There is a decrease of 5 percentage points compared with december. 36 per cent of households believe in falling prices – an increase of 5 percentage points.

Boprisindikatorn, which shows the difference of the shares, has in January, thus falling to 0 from 10 in december.

the Proportion who believe in the unchanged house prices are unchanged on 21 per cent.

in addition to Stockholm, reducing the proportion who believe in rising prices.

According to the Magnusson characterized the uncertainty of the Riksbank's repo rate increase in december and the subsequent boräntehöjningarna.

Households believe on average that the Riksbank's repo rate will be 0.22 per cent a year, according to SEB. The proportion who plan to bind their mortgage within the upcoming three-month period increases by 2 per cent to 11 per cent, which is the highest figure in seven years.

– It is an effect of the same reasoning. It is believed that the interest rate will rise, which makes us want to bind it, " says Magnusson.

can, according to him, in the moment, to be a wise decision for many households

"We do not know at all the degree to which, or the rate at which mortgage interest rates will rise, but we will probably rather see higher than lower interest rates," says Magnusson and adds that it can be helpful to split the loan in several durations in order to optimize the spreading of risk.

the Survey is based on the 1. 000 interviews carried out during the period 2 to 8 January.

Correction: Change of the proportion who believe in the declining house prices has been corrected from decrease to increase.

Read also: Small price changes in december

Read also: Here is the bank's real interest rate

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