How you can master the Switzerland the challenges of demographic change? In yesterday released the country report by the Organisation for economic co-operation and development (OECD) on Switzerland, the authors come to the following conclusion: the pension system in Switzerland would provide adequate income in retirement, hold on to the authors. But this is no longer guaranteed for the future. Therefore , the OECD demands that the retirement age is raised.
The challenges of an ageing society are different in Switzerland, little from those in other developed countries. A declining birth rate coupled with a longer life expectancy leads to a reduction of the economically active population. This needs to ensure his income and the financing of the social insurance and other social costs.
in the Future, a third of over 65
conversely, the proportion of the population, the lives of accumulated income and contributions to the social insurance system grows – and this for a longer period of time than in the past. Specifically, will increase according to the OECD, the share of the population over 65-Year-old in Switzerland in the coming decades to 30 percent and, hence, a higher share than in the middle of the 36 member States of the OECD.
The life expectancy in Switzerland has increased since the establishment of the statutory retirement age in the year of 1948, eight years, it is said in the report. Despite recent reforms in the first pillar – the AHV – remain the sustainability of a challenge. The age-related costs threatened to displace generally, other public issues. These costs also include those for the care. More than a fifth of all over 65-Year-old take already now services of the long-term care.
According to the OECD, would be the purpose of the measures that people are living longer of paid employment, and longer contributions to the AHV numbers.
The OECD's proposed reforms contain political dynamite. The claim: In a first step the legal retirement age of women should be brought into line with that of men at 65. In a second, the retirement age for all will rise to 67 years. Finally, it should be on the development of the life expectancy.
the purpose of The measures: So that the people would live longer of paid employment, and longer contributions to the AHV, as well as the other pillars of the retirement pay. In addition, it would shorten the time of the incapacity. In order to relieve the second pillar, the OECD proposes a lower conversion rate – this is the percentage that the pensions from the pension capital is to be calculated.
The set can be adjusted flexible by regulation. In order to improve the opportunities for older people in the labour market, call for the authors of the study, in addition, a more flexible wage system. What especially is meant that such a wage should allowances be reduced, which will be entirely accounted for by a higher age.
"A useful perspective"
the proposals of the Organisation in Switzerland are unlikely to fall on undivided approval of, expresses itself in the reaction of Marie-Gabrielle Ineichen-Fleisch at the press conference on Monday: "The report is a useful point of view from the outside. We salute the claims, in principle, to make concrete proposals, however, must find a majority," said the Head of the state Secretariat for economic Affairs.
The OECD Economist Alvaro Pereira to defend the assessment of his Institution: "to leave The System as it is, is not sustainable."
Created: 04.11.2019, 22:14 PM