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Swedbank's ceo wants to reorganize the Swedish operations

operating Profit fell slightly to 5.882 million for the fourth quarter of last year, compared with earnings of 5.931 million in the corresponding period a year earlier. It was clearly lower than aktieproffsens forecasts at an average of 6.239 million.

cut between deposits and loans, remained stable at 6.335 million, while net fee and commission income decreased to 3.183 million, from 3.335 million, something associated with lower profit from financial transactions when the equities markets fell during the end of the year.

But the underlying business is going very well in all three countries, housing loans have gone very well, " said Bonnesen in Swedbank's interim report.

the bank has retained its market share in the Swedish mortgage market during the 2018 and prices, interest rates, has remained relatively stationary. With a slightly subdued housing market tracks she is that credit growth may be dampened somewhat in 2019.

Link to the graphics

the Board of directors proposes an increased dividend to the owners on the 14:20 sek per share, sek 13 per share in the last year.

to reorganize the Swedish operations. Recently, it was announced that Sverigechefen may move, among other things, in the wake of the bank ranked poorly in measurements of customer satisfaction.

”In our effort we will focus on digitizing bolåneprocessen, launch a digital platform where our customers can get a total overview of their financial situation and proactively develop more tailored solutions to our customers,” writes Bonnesen in the interim report.

Read also: Bolånekunderna draws the short straw again

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