An increase of the key interest rate by 0.25 per cent could mean that housing associations will receive more expensive loans.
– Higher borrowing interest rate for housing associations means a higher monthly fee, " says Arturo Arques, privatekonom at Swedbank.
bostadsrättsföreningarnas liabilities to 5.500 kronor per square meter. Swedbank estimates that a rate hike by 0.25 per cent means that a normal-sized third pay 75 dollars more in fees per month.
– in Addition there is the effect of the private loans, " says Arturo Arques.
Newly built residential properties generally have higher debts. With a debt of 15,000 crowns may mean that the fees will be sek 200 higher if the interest rate goes up by 0.25 per cent.
– I would like to buy a new production but I would not pay as much for it as for an apartment in a compound with low debt, says Arturo Arques.
housing associations with low debt is a reason to review the association's finances, according to Arturo Arques. A major renovation needs, such as a pipe, can do that the fees must be increased in the future if there is money allocated to this.
However, it is not a foregone conclusion that market rates follow the policy rate. As the Riksbank a long time have been flagged for a raise is the possibility that the banks already included this in their estimates.
– Also, in the event of an increase, it is not certain that market interest rates take off, " says Arturo Arques.
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