the Swedes savers have slowly but surely pulled down the domestic equity funds for the option with less risk. Since the start of 2018 up to now has 33,2 billion of the assets under management moved from Sverigefonderna.
During the same period, 49,5 billion moved into the wider globalfonderna, according to the latest statistics from the Swedish investment Fund Association.
" It shows that there is an uncertainty in the market after many years of increase. Few, if any, know where the market is going and then prefer the savers safer investments, " says Gustav Sjöholm, sparekonom on the Swedish investment Fund Association.Gustav Sjöholm.
Many have also chosen the even less riskbetonade the category of fixed income funds. There has 46,2 billion coronary gone since the beginning of last year.
it is wise for those who want to be really sure. There is generally a higher risk in equity funds than in bond funds, and even if the global is broader and rests on more markets than, for example, sweden funds so it is not necessarily much better.
– As a saver it is important to remember that the global funds have a large exposure to the united states. Over half of the world's total market capitalization is in the united states and this is reflected in a globalfond.
– In the big move, it means that a globalfond yesterday as the us stock markets, with their advantages and disadvantages. So, even if the overall risk is slightly lower in a globalfond so it is not risk-free. If you want to have a larger air bag it is better to invest in fixed-income funds, " says Gustav Sjöholm.Link to the graphics
When the fund investment is now at a record high level in Sweden, never before has so much money remained in the funds, it may be time to review how the savings are distributed.
" It's a historic rise we have behind us, so of course there is the fog of uncertainty. In the end, it's all about what you are going to have their money to.
" Saves you in the long-term, there is no reason to make big rockader in the portfolio. If you need your money in the near future, it may be good to pull down slightly on the risk and seek safer investments, " says Sjöholm.
Compare, for example, the equity funds and fixed income funds in previous sharp downturns in the economy, it is clear where the money is best. The one who had fixed-income funds during the crisis in 2002 was able to take home a return of 7.3 per cent, while the aktiefondkategorin fell 31 percent, according to investment Fund statistics.
In the same way it was in 2008. Then backed equity funds with 37 percent, while the money in money market funds grew by 9.1 per cent.
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