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The consumers in Germany are known to hang on to the cash. But in 2018, you have spent for the first Time, more with map than in notes and coins.
The Germans hang on to the cash, but the card is used more and more frequently and now has coins and Bills for the first time, replaced as the most popular means of payment. In the past year, more money was in bricks and mortar retail for the first time via Giro and credit card issued than in cash, according to the trade research Institute EHI retail Institute in Cologne on Tuesday.
in Total, the consumer paid according to the study, in 2018, in the case of your purchases well 209 billion euros by card - 12.4 billion Euro more than in the previous year. As a result, the share of sales of the cards rose to 48.6 per cent. Thus, the card is outdated for the first time - if only barely - the cash. Because bar were only paid invoices in the amount of around EUR 208 billion, which corresponds to a revenue share of 48.3 percent. The remaining 3.1 per cent were distributed to bills, Finance purchases, and coupons. For comparison: by 2017 half of all the revenues had been paid in cash.
But even if the importance of cash is declining, it does not mean that the customer will soon pay with the card or the Smartphone. Especially in the case of small sums of cash, according to the EHI as a means of payment first choice. Also in 2018, have been well-paid three-quarters of the 20 billion purchases in cash, reported to the Institute.
