DN Opinion. Recipients shall not defraud pensionskakan

currently, work is ongoing to develop a more sustainable and hopefully equitable pension systems. The discussion has unfortunately gone off the rails, and a widespread confusion prevails. Not even what retirement really means is clear.

the Pension is no general right. After a tough battle for many years, the labour movement and social democracy to get through legislation and arrangements for a public pension in Sweden.

Not any contributions that many seem to believe. Pension, independent public retirement or pension insurance, is an insurance policy. The employee sets aside each year a portion of its löneutrymme, via their taxes, the employer, trade union or private insurance. Then, when retirement age is reached can an employee take these out of the money.

However, pension grants, which the government Bildt tried to get us to believe. Nowadays, however, there is a damaging confusion. The one who never paid a dime to the pension receive a guarantee pension, and usually housing allowance. This money has not at all with the pension to do, but it is an extension of the child support, previous social assistance.

that the cost of the livelihood of the people who are not working and thereby set aside money in the pension system and the smaller group of self-employed people who for ideological reasons, stood outside of (the socialist) pension scheme can be passed on to those who loyally contributed.

the Amount of capital that is drained or stolen from by current and future retirees is extremely large and the impact is therefore extensive. An appropriate mission for the parliamentary research service, would be to take forward the sums involved and how they affect different groups of pensions.

would the move to very large differences in the amounts of those who contributed to the pension scheme would be able to take out. An unqualified woman who occasionally worked part-time, but despite the low salary paid a couple of million in direct tax, may now as low a pension as the one who has not contributed at all, whether to the pension scheme or the society at large – or at best a few hundralappar per month extra.

the Difference should be at least as large as the difference between benefits and final salary.

one of the beneficiaries, in many cases, a substantial ”raise” when retirement is reached. An employee who worked three shifts on a hard job and become sick of this gets a medal after 30 years of service, but even though deposits from employers and through the trade union cannot afford to retire after 40 years of gainful employment.

A calculation with a realistic life expectancy compared with the paid-in and earned the sum of pensionskontot provides that a retirement at 60 years of age should provide a pension that is over 90 per cent of the final salary.

no one is left without a livelihood. No one should have to starve or beg. But those who have not earned any pension shall not be included in the scheme.

The current scheme is unfair and is threatening not only the pension system but the whole society's legitimacy. Why as citizens comply with the social contract and to pay taxes on your contributions försnillas?