Many people are worried about their pension. It can be seen in the Pensionsmyndighetens surveys show that around a quarter worry about the pension. But Sten Eriksson, head of communications at the authority, says that many people do it unnecessarily.
" You walk around with a creepy feeling inside. "It is something that I have forgotten, I need to make a lot of choices about retirement", many people think of. But I have good news, you will not need it!
that determine the pension is not rarely overlooked in the public discussion. He points to what he describes as rogue companies. Business with, according to him, a one-sided focus on private savings.
– It is not serious when companies go out with information that says that 1: a lot are worried about their pension, and 2: people need to save, preferably in our product, and 3: the claim to Authority underdriver the need for private savings.
Sten Eriksson says the most important thing is that you work and pay taxes, and your employer offers an occupational pension. More you need not do, he thinks.
" Are you not interested in choosing funds in the premium pension or occupational pension, do not do it. The presets are good.
the importance of conscious decision. The best, he says, is to make a prediction on, for example, minpension.see, that shows how the pension will be based on your situation.
– It provides a basis so you can decide what you want to do. Don't you think it's enough so you can either choose to work an extra year, or you can save yourself. But then, it is you who makes the decision, not any one company and not the relevant Authority for that matter.