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This is how pensioners make it into cheap health insurance

When they retire, many working people often hear for the first time about the following hurdle that needs to be cleared: Only those who were at least 90 percent insured with a statutory health insurance company or were co-insured there in the second half of their working life can also get into the cheap compulsory insurance in retirement, to the KVdR.

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This is how pensioners make it into cheap health insurance

When they retire, many working people often hear for the first time about the following hurdle that needs to be cleared: Only those who were at least 90 percent insured with a statutory health insurance company or were co-insured there in the second half of their working life can also get into the cheap compulsory insurance in retirement, to the KVdR. This is not a separate health insurance fund, but an insurance status that all statutory health insurance companies offer.

The KVdR is a fine thing for pensioners. Whoever gets in saves a lot of money. If you don't make it, your only option in old age is voluntary or private insurance. But there is a legal loophole that is largely unknown. The health insurance companies do not offer any improvements automatically and of their own accord. So you have to become active yourself – like this.

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