Around 8.8 million citizens have private health insurance. But not everyone is happy with their choice. Many live in fear of rising premiums in old age. Offers from insurers to arm themselves against the later contribution burden with an additional module sound tempting.
However, so-called “contribution relief tariffs” are bought at a high price, have to be paid for life and by no means bring everyone the hoped-for savings. There are usually better alternatives to reduce the premium burden today, not just when you retire. WELT explains what is advisable - and what is not.