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the Spouses Oscar Lindberg, 44, and Maribel Leander, Lindberg, 42, of north adams came up with the idea of economic freedom for a long trip to Mexico about ten years ago.
They made up a plan that was to save up enough in order to be able to live off the returns, and at the same time cutting back on their spending.
When they reached 40 years of age, they were able to collect on her slit. Oskar resigned from my job as an economist. He identifies clear goals and objectives, as the main factor in the success.
" It is important to be very concrete in their objectives and have a clear idea of how your dream will actually look like. It is, therefore, essential to go through its current economic situation, and to think about the future of the economy. But it also raises the question of what they would like to have their time in life to do?
Maribel, who left a job as an it consultant, fill out the following:
" the Goal of economic freedom is rarely about what you can buy for the money, but it is a matter of specifying what is most important in life and what you want to spend your time on.
”Very practical”
in Order to achieve their goals, they saw their expenditures and ended up with a number of things, which is a double of the cars.
However, aside from the mere saving point Russia out of the housing as the key to success in achieving their goals.
" You are saving an incredible amount of work by not having to transport yourself, then you choose an accommodation where you have the majority of the activities are on time, or close to. In our case, we will be staying in a uthyrningsdel, which may allow it to become very inexpensive, " he says.
the Couple has even written a book, ”Out of the rat race”, about their journey to becoming financially free.Photo by: < / b> the Screen / Book cover
the Couple has three children, ages 7, 10 and 11 years of age, however, has yet been able to say to her. They are living on a budget of 21 000 per month, based on their needs, and savings in capital. However, they have not been put to work.
" I can see that we are always going to work, but we're going to do it in a more free manner in which we do not do so in order to pay the bills. But it is we who decide to go up or down in a period of time, depending on the situation and the interests of the community. Because we want to see if we can live on our capital, so we have decided to repay some of the money taken in the area, " he said.
Maribel tells us that it resulted in a change to switch over to a life of financial freedom.
"It's good to have a structure and find a way to dispose of of the time because there is no one else that puts up a framework that for you," she says.
" for the First time, the financial freedom, I was also a little bit obsessed with of that to provide a supply of something, it is, of course, that we can learn from that, what is the future of the school, there is always going to be a result, and must in any event be the result of a financial contribution.
in order for you to reach financial freedom,
, the Couple is Here Leander used fyraprocentsregeln, as a general rule of thumb. In short, it is based on the sum of the annual expenses and multiply by 25 to obtain the total amount of money you need to save up.
Take control of your spending. To check up on what you are actually putting in, for example, food or transport, and begin to stroke it, you don't need to.
Look of your living expenses. Starting from the needs of everyday life with the one you have, you might consider changing the place to stay if you have a long way to your regular activities and determine the uthyrningsmöjligheter.
, the Add up to a great savings. The money that is not needed in the short term, it grows the best in any of the terms of the stock market, while the current expenditures are covered by funds from a savings account.
to Change the way you vacation by means, for example, to rent a home and live like the locals.
Source: Oscar Lindberg, and Maribel Leander Here.
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