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The terror in Thailand: Better to die

this is Bert Rogflo met the love while he was on holiday in Thailand in 2005. Two years later, the couple got married. A few years later decided to have Bert in order to move to Thailand permanently, and since then he has been living a quiet family life in the south-east asian paradise.

However, life has also been marked by health problems in the form of a muskelreumatism, and arthritis, which caused severe pain and problems with my hands.

" It will cost a hell of a lot of money. Each doctor visit will cost you between 8 000 and 10 000 baht, with medicine.

Bert.

" I'm 78 years of age. For me, it is almost impossible to get a insurance policy.

Background: the health Insurance companies of Thailand
(Sweden lacks a sjukvårdsavtal of Thailand, which means that any medical costs for the uninsured " swedes can be very high.

, the Swedish embassy in Thailand, said it is ”very important” to have insurance coverage in the country.

”health Care that is not life-threatening, often not until after the hospital has received a payment guarantee from an insurance company or a pre-financing payment,” writes the embassy of sweden in our website.

to View merVisa mindreBert, 78: ”to Avoid everything that is dangerous”
Even though it hurts, in the wallet, Bert may, to pay the current cost of care. However, he has no plans to move back home to Sweden, the family unit is the month. A life without a wife and children is out of the question.

What's going on with Bert's health in the future, is therefore of paramount importance to their financial situation. , About 20 000 swedes are resident in Thailand.Photo by: < / b> - SVEN LINDWALL

" If I could only have those symptoms if I look at the future with some optimism. What you are most worried about is, if you were involved in a crash. When you go into the hospital, and it costs so damn much money, " says Bert.

" I'm trying to avoid all of that, I think, is very dangerous. People look at me as if I'm crazy, when I'm standing at the crossroads and look to the right and to the left several times, before I cross the street.

" If you get rammed by a motorcycle or a car, you can get a hip or a head injury. It's better to die in an accident of this kind, " says Bert.

" Yes, that's how bad it is.

”I Was shocked”
Lars Håkansson, 68, has been living semi-annually in Thailand for seven years and is the president of the svenskföreningen in Hua Hin. He therefore has regular contact with a number of swedes who live in the country, many of whom lack insurance coverage. Lars remembers vividly the day he realized the extent of the problem is the following:

" We had a lunch where someone asked, ”what is it with insurance? You have it all?” It is to be only half of that. People told me to take a chance, instead, that it is too expensive for us, " says Lars.

Lars Håkansson is the chairman of the svenskföreningen in Hua Hin.Photo by: < / b> in Private

" When I first heard it, I was shocked and amazed by it. I didn't know that to be the case. However, since then, I have found that there are many people who are living without insurance. If something happens, you can end up in disaster.

in Particular, the risk of costs sky-rocket, if your admission is delayed, " explains Lars Håkansson.

" If you need a lot of treatment for cancer, or suffer a stroke or a heart attack can be the end of the miljonkostnader.

He continues:

" of Course, the older we get, the more skröpligare we are. I would not have taken the risk.

Lars has been protected by the Swedish insurance during a stay in Thailand, but for the people who live in the country all the year about, it is more and more difficult. It is then necessary to be expensive, with thai insurance, with very strict terms and conditions, and in particular, the costly it will be for people over the age of 70. He has been in the insurance, which cost the lives of more than 100 000 Swedish kronor (sek) a year.

the embassy of sweden: ”May cause problems”
Peter Kågeby, vicekonsul at the Swedish embassy in Bangkok said that the thai government is now requiring foreigners to get out of the country for long-term stays must provide valid insurance coverage.

”For those who, for a variety of reasons, do not want to, or have the opportunity to take out an insurance policy, you can of course get in trouble,” writes W. Kågeby in an e-mail.

He tells us further, that to the English the opportunity to help financially is very limited, but they are often able to provide advice and to investigate the potential for the individual to make a payment plan with the hospital.

”In Thailand, get to a hospital, however, did not refuse treatment if it comes with a life-threatening emergency, injury, writes Ian Kågeby.

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