The funds-Telefonitis it goes to the collar

The Parliament calls for the recovery of new health insurance companies prohibit customers and commissions paid to Intermediaries limit. The national Council has accepted on Thursday a Motion from the Council of States.

self-regulation did not work, said SP national councillor Bea home (SP/SO) in the name of the health Commission. "The Telefonitis went on, and the commissions have reached disproportionately high sums of money." Shell out this would have to the Insured. Now, there is a need for mandatory restrictions.

The Federal Council will in future be able to industry solutions declare to be generally binding. Telephone cold – calling the first time to contact that potential new customers should be banned for basic and supplementary insurance. In addition, consultants should have a counselling Protocol that the client and adviser to sign. Also, the training should be regulated.

commissions limit

The commissions should also be of a generally binding solution in the industry is limited. In the original formulation, this would have affected only the compulsory basic insurance. The national Council, the commissions are also capped for the supplementary insurance.

With 103 to 78 votes in favour and one abstention, it decided to amend the motion text. He then agreed to the proposal with 152 to 30 votes in favour, 4 abstentions. The rejection of the SVP national Council Thomas Aeschi (ZG) had requested. On the enlarged Text of the Council of States.

High commissions

In the national Council were supporters of the expansion believe that only with the inclusion of the additional insurance in excessive commissions effect could be fully prevented. The commissions in this area were several times higher. In addition, reason, decide, and additional insurance, in reality, hardly separate them.

The enemy made competition law concerns. The Additional moving insurance in a competitive environment where profits are not allowed, they argued. Interventions are not appropriate here. In addition, the Supplement to delay the regulation.

The Federal Council wanted to settle the Problem as early as 2012 with the new health insurance supervision act. The Parliament declined, but with reference to the self-regulation of the industry. Since then, the calls and the agent's Commission is always in the headlines. Health Minister Alain Berset noted that industry self-regulation have not led to convincing results. (fal/sda)

Created: 14.03.2019, 12:35 PM