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Health insurance-Franchise is set to rise to 50 francs

Sick to have to make a greater contribution to the cost of treatment. According to the national Council of health has decided to Commission the Council of State

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Health insurance-Franchise is set to rise to 50 francs

Sick to have to make a greater contribution to the cost of treatment. According to the national Council of health has decided to Commission the Council of States (SGK), to increase the franchise – first to 50 francs.

With 7 votes to 4, the SGK requested your Council, the appropriate bill, such as the parliamentary services announced on Friday. The Federal Council would thus have the competence, the amount of the annual Franchise, and the electoral franchises regularly to adapt to the development of costs in the compulsory health insurance.

an increase of 50 Swiss francs is Provided, when the average gross cost of services per insured Person more than 13 times higher than the ordinary Franchise. A first adaptation of the franchise should already be with the entry into force of the act, the determination made. The deductibles for the kids will not be affected.

awareness

According to the Commission, a majority of this new mechanism boosts the self-responsibility of the Insured and their cost-consciousness. He also contributes to limiting the rise in Costs, argue the proponents.

A minority of the Commission proposes to the Council of States, not on the template. The measure will meet mainly the chronically ill and the elderly, who are dependent on medical treatments, argue the opponents. In addition, the participation of the Insured was already high.

the Commission has Rejected several Motions from the national Council, and adjustments to the annual Franchise or in the case of the choice of deductibles. The claims would be met with the adjustment mechanism.

No multi-year bond

unlike the national Council wants to be Assured the Council of States Commission, in addition, choose a higher deductible, do not agree to remain for three years. The SGK requested your Council with a 6 to 4 vote with one abstention, not to a bill.

they came to the conclusion that this does not strengthen the self-responsibility, but could weaken. This is because the Insured tended to be risk-averse. Many of the Insured could change to a lower deductible, argue the opponents. In addition, the number of those who switched, depending on the state of health of the Franchise temporarily be very low.

The national Council to prevent with the scheme that Assured cover of your Franchise because of a foreseeable Power - for example, a planned Operation - temporarily decrease and then again increase. (nag/sda)

Created: 18.01.2019, 16:22 PM

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