About 85 percent of the Swiss have already taken at least once a loan, a private loan or other form of financing. According to a survey by the Swiss debt often for cars. This is the result of an on Tuesday published a survey of the Internet-comparison service money to the country.ch.
at the top of the list of forms of financing, private loans from Relatives or family members, followed by mortgages (38%) with 41 percent. Far too car-Leasing, part-payments in the context of credit cards or a personal loan from a Bank (33%) are disseminated according to the survey.
As for other forms of financing have been mentioned in the payment (28%), rental guarantee (21%), private loans from non-related persons (18%), private loans from a credit intermediaries (16%) or business loans (9%) rates.
Auto-Leasing the majority of the "men's business"
For the purposes of buying a car (44%) is at the top of the list. Also, financial difficulties (30%), interior decoration and furniture (26%), the repayment of debts (25%), family (23%), electronics (21%), Renovation of the house or apartment (20%), taxes (19%) and training or studying (18%) are frequently cited as reasons for credit or loan.
Online lending, or crowd lending platforms were used in the survey, only 6 per cent, while the proportion is, however, in the case of younger (18-25-Year-old: 10%) higher. When car-lease, the proportion is higher among men.
Also there are regional differences: In German-speaking Switzerland, the survey has recorded that one out of every five, never before has a Finance, Romandie, only nearly one in twelve. Also in the consideration of town/country, the needs are different: In the country mortgages are more common, in the city of car leasing. In the Online survey, 1500 people were surveyed. (nag/sda)
Created: 12.02.2019, 08:27 PM