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Almost motor Show: battle for the cheapest car loan bursts loose again

Consumer The start of the motor Show, next week Saturday at the Brussels Heizel, the competition between the banks quite a flare up. As well as each bank sets i

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Almost motor Show: battle for the cheapest car loan bursts loose again
Consumer The start of the motor Show, next week Saturday at the Brussels Heizel, the competition between the banks quite a flare up. As well as each bank sets its autofinancieringen in the sale, and also the carmakers are quick to respond. Website Spaargids.be popped together with HLN in the figures.

That banks as well as car manufacturers sharp want to stand at the start of the Brussels motor Show is not abnormal. There are so many cars sold during the motor Show that some of the brands there even a significant part of their turnover, achieve. A logical consequence is that this time of the year is a peak period in the sale of autofinancieringen. KBC and Belfius reduced their rates for self-financing already to 0.80 percent. Argenta has come up with a rate of 0.65 per cent for a loan for an ecological car. Several car manufacturers, that their profit from the sale of the vehicles themselves, offer then rates of 0 percent.

Banks: new record?

Historically, the rates of the banks are already very low, even though it is still just coffee see if there really is a records to be broken. Last year ended Beobank, with an overall rate of 0.65 per cent for loans up to eur 50,000, maximum of 60 months to resolve. Beobank waited, however, until a few days before the start of the Show, for that rate to announce. Other banks, such as BNP Paribas Fortis, adjust their rate several times during the course of the campaign.

What already stands out: the openingszetten with a number of banks are sharper than last year. KBC and Belfius, and began to fight with a rate of 0.85 percent, Argenta started when 1.25 percent.

Tip: Compare here are the top 10 cheapest car loans of the time.

Carmakers: the zero rate, with terms

Meanwhile, the automotive manufacturers are also quick to respond. Nissan, Renault, Dacia, Skoda, Seat, Volkswagen and Mercedes offer through their finance rates of 0 percent. For Mercedes is the only cars from the C-class. To that zero-rated connect, they are of course terms and conditions. So you pay for Nissan an advance payment of 30 percent and should you the loan in 36 months to repay. The manufacturers can do this, because they do their profit mainly from the sale of the vehicles. A tip for those who such a interest-free loan considering: check out that you have no other benefits, such as additional options on the car, let go.

Not all builders offer interest-free loans. At Volvo they walk in function of the chosen model of 0.49 percent to 1.99 percent. At Mercedes, the rate 0,49%, for models outside of the C-class. Audi keeps it at 0.99 percent, and Toyota on 1,99%.

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